Pre-launch · early access opens 2026

The card you should’ve
used.

Maxera quietly tells you which credit card earns the most — every time you check out. No coupons. No cookies. No spam.

You’re on the list. We’ll be in touch when early access opens.
The problem

Three cards. One purchase.
Which one earns the most?

You probably can’t tell — and you shouldn’t have to. The points pages are buried in PDFs. The categories rotate. The math changes mid-checkout.

Scenario
Cracker Barrel
Dinner · Charlottesville, VA
2× Chicken & Dumplings$31.98
Side biscuits + gravy$6.50
2× Sweet tea$5.98
Pecan pie$8.49
Tax + tip$27.05
Total$80.00
Amex Gold · 4× restaurants
4 pts × $80 · valued at 2¢ each
Best card
+$6.40
Citi Double Cash · 2% on everything
2% × $80 cash back
+$1.60
Chase Freedom · 1% base
1% × $80 cash back
+$0.80

That’s $5.60 left on the table on a single $80 dinner. Maxera keeps score so you don’t have to.

Your number

How much are you really leaving behind?

Pick the programs you use, set your spending level, and see the real dollar cost of leaving points and benefits unclaimed each year.

Step 1 — Select your programs
Programs you use 3 selected
Monthly spend Regular
$50 $550 / mo $1,500

* Estimates based on normalized national consumer data. Actual values vary by card issuer and redemption rates.

How it works

Three steps. Then nothing.

Set it up once. Shop the way you already shop. Maxera does the math in the background.

01

Tell us your cards

Pick from a list — no logins, no statements. We never see your bank credentials.

02

Shop normally

Browser extension on desktop. Mobile app for in-person taps. Maxera stays quiet until checkout.

03

Use the best one

One glance, one number, one card. The exact earnings — in dollars — for every card you carry.

Trust

We don’t do the things they did.

The category got burned. We built Maxera assuming you read the headlines — and assuming you’re right to be suspicious.

No credentials stored

When we connect to your bank (Phase 1), it’s read-only via OAuth — the same standard your finance apps already use. Your password never touches our servers.

No cookie hijacking

We don’t replace creators’ affiliate links with our own at checkout. We don’t set tracking cookies. The thing that broke the category isn’t in our code.

Honest comparisons

We rank by what actually earns the most for you — not by who paid us. If the best card is one we have no relationship with, that’s still the one we show.

What’s next

Today the browser.
Tomorrow the tap.

The browser extension is the wedge. The point is to be the quiet intelligence layer wherever a purchase happens.

  • 2026 Browser extension that ranks every card you carry at checkout, in real dollars. Launching
  • 2026 Targeted-offer activation — quietly enroll you in the Amex / Chase offers you’d qualify for anyway. Soon
  • 2027 Identity-verified discounts — military, student, healthcare. Surfaced automatically, no codes. Planned
  • 2027+ In-store: the right card recommended at tap, on the phone you already have out. Planned
Early access

Get Maxera before everyone else.

We’re opening early access in waves. Join the waitlist and we’ll send you one email when your spot is ready — that’s the only email you’ll get from us until then.

You’re on the list. We’ll be in touch when early access opens.